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Representative example Lotus Emira 2.0 I4 360 First Edition 2dr - Personal Contract Purchase (PCP) |
47 monthly payments | Customer deposit | Term of agreement | Cash Price OTR | Total amount of credit | Optional final payment | Total amount payable | Rate of interest (fixed) | APR Representative | Annual mileage | Excess mileage charge |
£789 | £6,998 | 48 months | £84,300 | £77,302 | £40,219 | £84,300 | 0.00% | 0.0% | 6,000 | 29p |
Personal Contract Purchase: If you select a Personal Contract Purchase agreement you have the option at the end of the agreement to: (1) return the vehicle and not pay the Final Payment. (2) pay the Final Payment to own the vehicle or (3) part exchange the vehicle. You will not own the vehicle until all payments have been made.
Personal Contract Hire: Retail Customers Only. At no stage during the agreement will you own the vehicle. Excess mileage, vehicle condition and other charges may be payable. At the end of the agreement you must return the vehicle.
Hire Purchase: You pay the initial deposit followed by the agreed monthly repayments. Once you have made all the repayments including any required fees to the Finance Provider, you will own the vehicle. There are no excess mileage charges.
Contract Hire: Business Users Only. Excess mileage, vehicle condition and other charges may be payable. At the end of the contracted agreement you must return the vehicle.
Terms and conditions: Figures
correct at time of application and are subject to change without
notice. Finance is provided by Lotus Financial Services. PO Box 4465,
Slough, SL1 0RW and is available subject to credit acceptance to UK
residents aged 18 or over. Guarantees and indemnities may be required.
Terms and conditions apply. Park's of Hamilton (Townhead Garage) Limited
is an Appointed Representative of Park’s of Hamilton (Holdings)
Limited, FRN 308476 of 14 Bothwell Road, Hamilton, ML3 0AY, which is
authorised and regulated by the Financial Conduct Authority. We, Park’s
of Hamilton (Holdings) Limited, act as a credit broker and can introduce
our customers to a panel of lenders. Those lenders normally pay us a
commission for the introduction of business. Any commission received
from lenders, will not affect the amounts paid by you under your
finance/hire agreement. We may also receive future remuneration or
financial support from lenders based upon our sales. Retail customers
only.
Borders Automobile Company Limited trading as Park's.
Reg. Office: Borders Automobile Company Limited, Park House, 14 Bothwell Road, Hamilton, Scotland, ML3 0AY Company Reg. No. SC131487 FCA: Firm Reference Number (FRN) is 685304
We, Park’s of Hamilton (Holdings) Limited, act as a credit broker and can introduce our customers to a panel of lenders. Those lenders normally pay us a commission for the introduction of business. Any commission received from lenders, will not affect the amounts paid by you under your finance/hire agreement. We may also receive future remuneration or financial support from lenders based upon our sales.
Those lenders can offer the following financial products, Hire Purchase, Personal Contract Purchase, Personal Contract Hire and Personal Loans for retail consumers as well as a range of business funding solutions for corporate customers.