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FORD OPTIONS
Ford Options is Ford's most popular finance plan for cars and commercial vehicles. Ford Options is a type of hire purchase (sometimes called a Personal Contract Purchase) and is available to private individuals and certain categories of business customers.
Choosing the right vehicle finance is as important as choosing the right vehicle for the job.
HERE'S HOW IT WORKS:
Your Deposit and Optional Final Payment are deducted from the price of the vehicle.
The balance plus interest and fees is then split into equal monthly payments.
The Optional Final Payment is due at the end of your agreement.
The Optional Final Payment is the anticipated future value of your
vehicle assuming its mileage and condition is as agreed when you signed your agreement.
AT THE END OF THE AGREEMENT YOU HAVE THREE OPTIONS:
- Choose another vehicle. Trade in your old model with us or sell privately if you prefer. Once you have settled your account, any money left can be used as a deposit
- Hand the vehicle back. Provided the vehicle is in good condition, all monthly payments have been made and you haven't exceeded the agreed mileage, you will have nothing to pay
- Keep the vehicle. All you need to do is pay the optional final payment and the purchase fee and it's yours to keep
SO WHAT SHOULD YOU DO NOW?
- Choose the Ford Car or Ford Commercial vehicle you want to buy.
- Tell us your anticipated annual mileage.
- Choose the deposit you want to pay (maximum 35%).
- Choose your agreement length.
Once you have made your decisions, then your monthly payments can be calculated.
Click below to view our latest new car offers.
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Personal Contract Purchase: If you select a Personal Contract Purchase agreement you have the option at the end of the agreement to: (1) return the vehicle and not pay the Final Payment. (2) pay the Final Payment to own the vehicle or (3) part exchange the vehicle. You will not own the vehicle until all payments have been made.
Terms and conditions: Figures correct at time of application and are subject to change without notice. Finance is provided by Freepost Ford Credit and is available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Park's of Hamilton (Townhead Garage) Limited is an Appointed Representative of Park’s of Hamilton (Holdings) Limited, FRN 308476 of 14 Bothwell Road, Hamilton, ML3 0AY, which is authorised and regulated by the Financial Conduct Authority. We, Park’s of Hamilton (Holdings) Limited, act as a credit broker and can introduce our customers to a panel of lenders. Those lenders normally pay us a commission for the introduction of business. Any commission received from lenders, will not affect the amounts paid by you under your finance/hire agreement. We may also receive future remuneration or financial support from lenders based upon our sales. Retail customers only.
