Ford Options is Ford's most popular finance plan for cars and commercial vehicles. Ford Options is a type of hire purchase (sometimes called a Personal Contract Purchase) and is available to private individuals and certain categories of business customers.
Choosing the right vehicle finance is as important as choosing the right vehicle for the job.
HERE'S HOW IT WORKS:
Your Deposit and Optional Final Payment are deducted from the price of the vehicle.
The balance plus interest and fees is then split into equal monthly payments.
The Optional Final Payment is due at the end of your agreement.
The Optional Final Payment is the anticipated future value of your
vehicle assuming its mileage and condition is as agreed when you signed your agreement.
AT THE END OF THE AGREEMENT YOU HAVE THREE OPTIONS:
SO WHAT SHOULD YOU DO NOW?
Once you have made your decisions, then your monthly payments can be calculated.
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Personal Contract Purchase: If you select a Personal Contract Purchase agreement you have the option at the end of the agreement to: (1) return the vehicle and not pay the Final Payment. (2) pay the Final Payment to own the vehicle or (3) part exchange the vehicle. You will not own the vehicle until all payments have been made.
Terms and conditions: Figures correct at time of application and are subject to change without notice. Finance is provided by Freepost Ford Credit and is available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Park's of Hamilton (Townhead Garage) Limited is an Appointed Representative of Park’s of Hamilton (Holdings) Limited, FRN 308476 of 14 Bothwell Road, Hamilton, ML3 0AY, which is authorised and regulated by the Financial Conduct Authority. We, Park’s of Hamilton (Holdings) Limited, act as a credit broker and can introduce our customers to a panel of lenders. Those lenders normally pay us a commission for the introduction of business. Any commission received from lenders, will not affect the amounts paid by you under your finance/hire agreement. We may also receive future remuneration or financial support from lenders based upon our sales. Retail customers only.
We, Park’s of Hamilton (Holdings) Limited, act as a credit broker and can introduce our customers to a panel of lenders. Those lenders normally pay us a commission for the introduction of business. Any commission received from lenders, will not affect the amounts paid by you under your finance/hire agreement. We may also receive future remuneration or financial support from lenders based upon our sales.
Those lenders can offer the following financial products, Hire Purchase, Personal Contract Purchase, Personal Contract Hire and Personal Loans for retail consumers as well as a range of business funding solutions for corporate customers.