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Personal Contract Purchase (PCP) Representative example: Kia Picanto Hatch 1.0 1 5dr
| Cash Price | £7,695 |
| Customer Deposit | £126 |
| Amount of Credit | £7,569 |
| 36 Monthly Payments | £126 |
| Optional Final Payment | £4,071 |
| Total Amount Payable | £8,733 |
| Rate of Interest (Fixed) | 3.04% |
| APR Representative | 5.9% APR |
| Annual Mileage | 6,000 |
| Excess Mileage Charge | 7.5p per mile |
| Term of Agreement | 37 months |
Park’s of Hamilton (Holdings) Limited is a credit broker. Terms and Conditions: *3 years/30,000 miles, whichever comes first. Covers routine manufacturer servicing only. Service must be undertaken by Park’s Kia in accordance with manufacturer’s servicing schedule. Excludes vehicles less than 3 months old. Offer valid until 31st March 2019. Subject to availability. Figures are correct at time of upload and are subject to change without notice. All finance is subject to status and available to over 18s in the UK only (excluding the Channel Islands). Guarantees and indemnities may be required. We can arrange finance for you. Advertised finance is provided by Kia Finance RH1 1SR. Park's of Hamilton (Townhead Garage) Limited is an Appointed Representative of Park’s of Hamilton (Holdings) Limited, FRN 308476 of 14 Bothwell Road, Hamilton, ML3 0AY, which is authorised and regulated by the Financial Conduct Authority. Park’s of Hamilton (Holdings) Limited permitted business is Insurance Mediation and to act as a Credit Broker. We can introduce you to a limited number of finance providers to assist with your purchase, who may remunerate us for introducing you to them. Retail customers only.
| 36 monthly payments | £199 |
| Customer deposit | £1,200 |
| Kia deposit contribution | £1,000 |
| Total deposit | £2,200 |
| Cash Price OTR | £14,500 |
| Total amount of credit | £12,300 |
| Term of agreement | 37 months |
| Optional final payment | £7,474 |
| Total amount payable | £16,838 |
| Rate of interest (fixed) | 4.06% |
| APR representative | 7.9% |
| Annual mileage | 6,000 |
| Excess mileage charge | 9p per mile |
| 36 monthly payments | £285 |
| Customer deposit | £3,995 |
| Kia deposit contribution | £1,250 |
| Total deposit | £5,245 |
| Cash Price OTR | £24,495 |
| Total amount of credit | £19,250 |
| Term of agreement | 37 months |
| Optional final payment | £12,770 |
| Total amount payable | £28,275 |
| Rate of interest (fixed) | 4.06% |
| APR representative | 7.9% |
| Annual mileage | 6,000 |
| Excess mileage charge | 9p per mile |
| 36 monthly payments | £284 |
| Customer deposit | £2,995 |
| Kia deposit contribution | £1,250 |
| Total deposit | £4,245 |
| Cash Price OTR | £21,995 |
| Total amount of credit | £17,750 |
| Term of agreement | 37 months |
| Optional final payment | £10,914 |
| Total amount payable | £25,383 |
| Rate of interest (fixed) | 4.06% |
| APR representative | 7.9% |
| Annual mileage | 6,000 |
| Excess mileage charge | 9p per mile |
| 36 monthly payments | £279 |
| Customer deposit | £4,995 |
| Deposit contribution | £1,250 |
| Total deposit | £6,245 |
| Cash Price OTR | £25,495 |
| Total amount of credit | £19,250 |
| Term of agreement | 37 months |
| Optional final payment | £13,014 |
| Total amount payable | £29,303 |
| Rate of interest (fixed) | 4.06% |
| APR representative | 7.9% |
| Annual Mileage | 6,000 |
| Excess Mileage Charge | 9p |
| 36 monthly payments | £283 |
| Customer deposit | £1,995 |
| Kia deposit contribution | £1,250 |
| Total deposit | £3,245 |
| Cash Price OTR | £20,395 |
| Total amount of credit | £17,150 |
| Term of agreement | 37 months |
| Optional final payment | £10,194 |
| Total amount payable | £23,633 |
| Rate of interest (fixed) | 4.06% |
| APR representative | 7.9% |
| Annual mileage | 6,000 |
| Excess mileage charge | 9p per mile |
| 36 monthly payments | £334 |
| Customer deposit | £2,995 |
| Deposit contribution | £1,250 |
| Total deposit | £4,245 |
| Cash Price OTR | £24,795 |
| Total amount of credit | £20,550 |
| Term of agreement | 37 months |
| Optional final payment | £12,428 |
| Total amount payable | £28,697 |
| Rate of interest (fixed) | 4.06% |
| APR representative | 7.9% |
| Annual mileage | 6,000 |
| Excess mileage charge | 9.0p per mile |
| 36 monthly payments | £340 |
| Customer deposit | £2,995 |
| Kia deposit contribution | £2,000 |
| Total deposit | £4,995 |
| Cash Price OTR | £24,495 |
| Total amount of credit | £19,500 |
| Term of agreement | 37 months |
| Optional final payment | £10,849 |
| Total amount payable | £28,093 |
| Rate of interest (fixed) | 4.06% |
| APR representative | 7.9% |
| Annual mileage | 6,000 |
| Excess mileage charge | 9p per mile |
| 36 monthly payments | £338 |
| Customer deposit | £3,995 |
| Deposit contribution | £1,500 |
| Total deposit | £5,495 |
| Cash Price OTR | £28,995 |
| Total amount of credit | £23,500 |
| Term of agreement | 37 months |
| Optional final payment | £15,989 |
| Total amount payable | £33,659 |
| Rate of interest (fixed) | 4.06% |
| APR representative | 7.9% |
| Annual mileage | 6,000 |
| Excess mileage charge | 9p per mile |
We, Park’s of Hamilton (Holdings) Limited, act as a credit broker and can introduce our customers to a panel of lenders. Those lenders normally pay us a commission for the introduction of business. Any commission received from lenders, will not affect the amounts paid by you under your finance/hire agreement. We may also receive future remuneration or financial support from lenders based upon our sales.
Those lenders can offer the following financial products, Hire Purchase, Personal Contract Purchase, Personal Contract Hire and Personal Loans for retail consumers as well as a range of business funding solutions for corporate customers.