Personal Contract Purchase (PCP) - Representative example: BMW 118i Sport 5dr
47 monthly payments | £299 |
Customer deposit | £999 |
Retailer deposit contribution | £3,123 |
Total deposit | £4,122 |
Term of agreement | 48 months |
Cash price OTR | £25,430 |
Total amount of credit | £21,307 |
Optional final payment | £10,314 |
Total amount payable | £28,489 |
Rate of interest (fixed) | 4.9% |
APR | 4.9% |
Annual mileage | 8,000 |
Excess mileage charge | 5.97p per mile |
Annual mileage can be tailored to your needs. Ask for full details.
On the road cash price is based on manufacturer's recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months' road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Figures are correct at time of going to print and are subject to change without notice. All finance is subject to status and available to over 18s in the UK only (excluding the Channel Islands). Guarantees and indemnities may be required. We can arrange finance for you. If you select a Personal Contract Purchase agreement you have the option at the end of the agreement to: (1) return the vehicle and not pay the Final Payment. (2) pay the Final Payment to own the vehicle or (3) part exchange the vehicle. You will not own the vehicle until all payments have been made. Advertised finance is provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Whilst we have close links with BMW Financial Services and commonly introduce customers to BMW Financial Services, we do not work exclusively with BMW Financial Services. Douglas Park Limited is an Appointed Representative of Park’s of Hamilton (Holdings) Limited, FRN 308476 of 14 Bothwell Road, Hamilton, ML3 0AY, which is authorised and regulated by the Financial Conduct Authority. Park’s of Hamilton (Holdings) Limited permitted business is Insurance Mediation and to act as a Credit Broker. We can introduce you to a limited number of finance providers to assist with your purchase, who may remunerate us for introducing you to them. Retail customers only.
47 monthly payments | £359 |
Customer deposit | £1,999 |
Deposit Contribution | £466 |
Total Deposit | £2,645 |
Term of agreement | 48 months |
Cash price OTR | £31,585 |
Total amount of credit | £28,940 |
Optional final payment | £15,495 |
Total amount payable | £35,012 |
Rate of interest (fixed) | 3.90% |
APR Representative | 3.9% |
Annual mileage | 6,000 |
Excess mileage charge | 8.81p per mile |
47 monthly payments | £419 |
Customer deposit | £1,999 |
Deposit Contribution | £884 |
Total Deposit | £2,883 |
Term of agreement | 48 months |
Cash price OTR | £37,375 |
Total amount of credit | £34,492 |
Optional final payment | £18,917 |
Total amount payable | £41,493 |
Rate of interest (fixed) | 3.90% |
APR Representative | 3.9% |
Annual mileage | 6,000 |
Excess mileage charge | 10.88p per mile |
48 monthly payments | £469 |
Customer deposit | £2,499 |
Deposit Contribution | £1,504 |
Total Deposit | £4,003 |
Term of agreement | 48 months |
Cash price OTR | £41,845 |
Total amount of credit | £37,842 |
Optional final payment | £20,281 |
Total amount payable | £46,328 |
Rate of interest (fixed) | 3.9% |
APR Representative | 3.9% |
Annual mileage | 6,000 |
Excess mileage charge | 11.81p per mile |
47 monthly payments | £379 |
Customer deposit | £1,999 |
Deposit Contribution | £886 |
Total Deposit | £2,885 |
Term of agreement | 48 months |
Cash price OTR | £33,150 |
Total amount of credit | £30,265 |
Optional final payment | £16,022 |
Total amount payable | £36,721 |
Rate of interest (fixed) | 3.9% |
APR Representative | 3.9% |
Annual mileage | 6,000 |
Excess mileage charge | 10.13p per mile |
47 monthly payments | £429 |
Customer deposit | £2,999 |
Deposit Contribution | £1,360 |
Total Deposit | £4,359 |
Term of agreement | 48 months |
Cash price OTR | £37,815 |
Total amount of credit | £33,456 |
Optional final payment | £20,583 |
Total amount payable | £45,106 |
Rate of interest (fixed) | 6.9% |
APR Representative | 6.9% |
Annual mileage | 6,000 |
Excess mileage charge | 13.13p per mile |
47 monthly payments | £649 |
Customer deposit | £6,000 |
Deposit Contribution | £3,342 |
Total Deposit | £9,342 |
Term of agreement | 48 months |
Cash price OTR | £65,830 |
Total amount of credit | £56,488 |
Optional final payment | £34,785 |
Total amount payable | £74,631 |
Rate of interest (fixed) | 4.90% |
APR Representative | 4.9% |
Annual mileage | 6,000 |
Excess mileage charge | 17.44p per mile |
47 monthly payments | £469 |
Customer deposit | £3,999 |
Deposit Contribution | £1,317 |
Total Deposit | £5,316 |
Term of agreement | 48 months |
Cash price OTR | £41,455 |
Total amount of credit | £36,139 |
Optional final payment | £20,680 |
Total amount payable | £48,039 |
Rate of interest (fixed) | 5.9% |
APR Representative | 5.9% |
Annual mileage | 6,000 |
Excess mileage charge | 13.13p per mile |
23 monthly rentals | £359 |
Initial rental | £2,154 |
Payment profile | 6 + 23 |
Term | 24 months |
Annual mileage | 6,000 miles |
Excess mileage charge | 16.28p per mile |
We, Park’s of Hamilton (Holdings) Limited, act as a credit broker and can introduce our customers to a panel of lenders. Those lenders normally pay us a commission for the introduction of business. Any commission received from lenders, will not affect the amounts paid by you under your finance/hire agreement. We may also receive future remuneration or financial support from lenders based upon our sales.
Those lenders can offer the following financial products, Hire Purchase, Personal Contract Purchase, Personal Contract Hire and Personal Loans for retail consumers as well as a range of business funding solutions for corporate customers.